<p>Insurance in the State of Texas has been regulated since 1874.  The task of regulation was originally given to the State Comptroller of Public Accounts, in addition to his existing duties. Two years later, in 1876, the newly adopted  <a href="https://tarlton.law.utexas.edu/constitutions/texas-1876-en/article-16-general-provisions">Texas Constitution</a> created the office of an Insurance Commissioner and then the Department of Insurance itself. For more than a century, the <a href="https://www.tdi.texas.gov/">Texas Department of Insurance</a> has been growing into the authority it is today. </p>
<p>Besides regulating insurance, the Texas Department of Insurance oversees the state’s workers’ compensation system, acts as the State Fire Marshal’s office, and provides support to the Office of Injured Employee Counsel.   </p>

Health Insurance

Auto Insurance

Residential Insurance

Commercial Insurance

Life Insurance

Texas Insurance, Disaster Insurance, Flood Insurance

Disaster Insurance

Pet Insurance

Other Types of Insurance

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The purpose of insurance in Texas is to protect businesses and individuals from personal risks, liability risks, or property risks that may otherwise lead to larger losses. Insurance contracts function to allow you (the insured) to transfer your risks to the insurance provider, by paying a fee (premium) for this protection.


What is the Purpose of Insurance in Texas

The state of Texas protects its residents on the insurance market in multiple ways. Besides the overall regulation through the Texas Department of Insurance (TDI), state guaranty associations also play a pivotal role in the stability of the industry as a whole... 

What Organizations Provide Protection  to Insurance Consumers in Texas and What Do  They Do?

Insurance in Texas is offered by the government, private, and public organizations... 


How Insurance Works in Texas

The top 10 largest Texas insurers (by sales volume)

Top Insurance Companies in Texas

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General information about the insurance industry in Texas

TEXAS INSURANCE 101

Texas insurance market offers hundreds of different types of insurance products, which all mostly fall into two main groups: Life & Health or Property & Casualty...  

Types of Texas Insurance

The desire to feel safe and secure is one of the basic human needs. Insurance helps us do just that, by making sure that we ourselves, the people around us, and our stuff are covered, in case of an emergency, loss, or damage.   

The Most Important Insurance

Get Help Picking the Right Insurance Coverage

You can get help finding the best insurance in Texas by working with state-licensed and knowledgeable insurance professionals who do the research for you.  An insurance agent analyzes your needs and suggests the best and most cost-effective options to fulfill them... 

How to Get Help Picking The Best Insurance in Texas

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General Texas insurance buying information and tips

BUYING INSURANCE IN TEXAS

Insurance claim process follows the Texas regulatory guidelines, based on the type of insurance... 

Filing Insurance Claims in Texas

Payment options for insurance depend on the type of insurance, the insurer, and your credit history... 

How To Pay For Insurance in Texas

Texas insurance policies run for a set time: day, week, month, usually a year. During this time frame, you get the benefits of coverage, in the event of an insured loss. However, when you choose to change or cancel the coverage, it is important to know the process of how to cancel insurance.

Canceling Insurance Coverage in Texas

The best thing one can do to save money on insurance in Texas by type: Health, Auto, Home, Life, and Commercial. 

How To Save Money on Insurance

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Things you should know about Texas insurance 

HELPFUL TIPS FOR FREQUENTLY-ASKED TOPICS

TexasInsurance.org maintains information on insurance available in Texas: health insurance, auto insurance, residential property insurance, life insurance, commercial insurance, disaster insurance, and others.

Texas County Insurance Profiles - TexasInsurance.org

Counties

Texas Counties - Insurance Overview

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