The roads of Bandera County are home to an estimated 19,198 private and commercial vehicles. This figure accounts for approximately 0.08% of all vehicles registered in Texas.
Almost 78% of adult drivers in Bandera County commute alone, and 3 out of 5 of those drivers take at least 30 minutes to complete their journeys.
It is projected that 20% of Texas drivers are uninsured, which means that nearly 4,000 vehicles in Bandera County alone could be uninsured or underinsured.
The majority of houses in Texas are owner-occupied (≈62%), and Bandera County's housing market of 12,289 units follows suit. In fact, it has the highest proportion of homeowners (≈85%) in its region. Its neighboring counties are also primarily made up of owner-occupied homes, with Medina County having the second-highest figure with approximately 80% homeownership. Bexar County, on the other hand, has the lowest owner-occupied rate at 59%. This means that almost every other house in Bexar County is a rental.
According to reports, roughly 1 out of 8 Bandera County housing units are having serious housing problems as a consequence of high housing expenses, overcrowding, a lack of plumbing, or kitchen concerns.
There are over 12 thousand housing units in Bandera County that require insurance coverage. At the very least, they should all have Homeowner's Insurance to protect the owners of the property from loss or damage.
With almost 2,000 rental units in Bandera County, property owners should get Landlord Insurance, which covers both the property and potential liability claims from renters.
Renters Insurance can be obtained by tenants to protect their property from potential damage or loss. Renters' insurance often covers tenants' possessions against theft and damage caused by fire, smoke, water, and vandalism. Renters insurance may be required by some Bandera County landlords as a condition of the lease.
For consultation and advice about Homeowners insurance or Renters insurance in Bandera County, contact a Property & Casualty (P&C) insurance agent licensed in the state of Texas.
Although not the worst in terms of health insurance coverage when compared to its neighbors, at least 1 out of every 5 adults and around 15% of all children in Bandera County do not have health insurance coverage. Uvalde County has the highest adult uninsured rate among surrounding counties at 25%, while Kendall County has the lowest, with 17% uninsured adults in its population. For comparison, Gaines County has the highest proportion of uninsured people in Texas, at nearly 36%, while Loving County has the lowest rate, at 11.4%. In 2021, the average adult uninsured rate in Texas was around 20.7%.
Nearly 1 out of every 5 adults in Bandera County has a health issue, and roughly 6,600 Bandera County residents are not physically active on a daily basis.
Over 29% of Bandera County residents are obese (BMI of 30 or more), which is lower than the Texas average of around 31%. Real County has the lowest obesity rate among nearby counties, with roughly 20% of its population suffering from obesity. Medina County, on the other hand, has the highest, with about 37% of its population affected with obesity.
On and off the state marketplace, at least 2 health insurers in Bandera County provide inexpensive and frequently subsidized ACA health insurance.
Health insurance is the most crucial sort of insurance, yet well over 3 thousand Bandera County residents do not have it.
Texas is one of the states that allows a variety of health insurance and supplemental products, making it easier for residents to obtain coverage: Group or Individual Marketplace ACA Health Insurance, various types of Short-Term Insurance (up to three years in coverage), Hospital Indemnity, Accident and Health, and so on.
If low-income residents cannot obtain health insurance due to the lack of funds, they should apply for government subsidies which can greatly lower the cost of health insurance coverage. Short-term insurance is another way to save money on health insurance if you do not have any pre-existing conditions.
(Note: Short term insurance may cover some pre-existing conditions after a year of coverage)
For consultation and advice about health insurance in Bandera County, contact a health insurance agent licensed in the state of Texas.
The average life expectancy in Bandera County is 78.8 years, which is lower than the Texas average of 79.2. Kendall County has the longest life expectancy among the adjacent counties, with an average of 81.6 years old, while Real County has the shortest at 76.5 years. Presidio County has the highest life expectancy in the state of Texas, at 88.8, while Donley County has the lowest, at 72.8 years old.
Bandera County's senior population was around 6,800 in 2022.
In 2022, 47% of Americans lacked any form of life insurance coverage.
The premiums for life insurance are computed depending on the insured's age at the start of the policy, among other factors. The younger you are when you buy it, the lower your premiums will be during the lifetime of the insurance.
In Bandera County, motor vehicle fatalities occur at a rate of 21.59 per 100,000 cars on the road, or around 4-5 fatal collisions each year.
In 2020, the Texas Department of Transportation (TXDoT) reported 269 collisions in Bandera County, with 5 fatalities as a consequence. In Bandera County, alcohol has been confirmed to be the leading cause of fatal collisions in approximately 27% of all driving deaths.
The cost of a funeral in and around Bandera County varies substantially. The average funeral cost in Bandera County is roughly $6,200, similar to the Texas state average. Medina County has the highest funeral cost at nearly $8,500, while Kendall and Bexar Counties average funeral costs range from $6,000 to $6,500.
In the entire state of Texas, Polk County has the highest average funeral cost at $10,900, while Kenedy and Willacy Counties have the cheapest average, both at around $3,200.
With 46% of Americans dying with less than $10,000 in savings, the basic funeral expense may be a strain on family and friends, imposing a needless and stressful predicament on them. Rather than dwelling on their loss, the family must concentrate on finding a way to pay for the funeral.
In addition to funeral costs, the departed typically leave behind taxes and other debts for the family to deal with.
The most frequent life insurance products used to cover "final expenses" up to $50,000 are Term Life Insurance and Final Expense Insurance.
The most often used life insurance products to leave money to the family are Term Life Insurance and variations of Permanent Life Insurance: Whole Life Insurance, Indexed Universal Life (IUL) insurance and Final Expense Insurance.
Contact a life insurance agent licensed in the state of Texas for consultation and advice about life insurance in Bandera County and help lighten the load for your family. A knowledgeable and experienced independent agent has access to multiple insurers and can help you evaluate your needs and then offer you multiple solutions to fill them.