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TEXAS INSURANCE 101

General information about the insurance industry in Texas

Insurance in Texas

What is the Purpose of Insurance in Texas

The purpose of insurance in Texas is to protect businesses and individuals from personal risks, liability risks, or property risks that may otherwise lead to larger losses. Insurance contracts function to allow you (the insured) to transfer your risks to the insurance provider, by paying a fee (premium) for this protection.

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Insurance Customer Protections

What Organizations Provide Protection to Insurance Consumers in Texas and What Do They Do?

The state of Texas protects its residents on the insurance market in multiple ways. Besides the overall regulation through the Texas Department of Insurance (TDI), state guaranty associations also play a pivotal role in the stability of the industry as a whole...

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State Insurance, How Insurance Works

How Insurance Works in Texas

Insurance in Texas is offered by the government, private, and public organizations...

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Top Insurance Companies in Texas

Top Insurance Companies in Texas

The top 10 largest Texas insurers (by sales volume)

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BUYING INSURANCE IN TEXAS

General Texas insurance buying information and tips

Types of State Insurance

Types of Texas Insurance

Texas insurance market offers hundreds of different types of insurance products, which all mostly fall into two main groups: Life & Health or Property & Casualty...

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The Most Important Insurance in Texas

The Most Important Insurance

The desire to feel safe and secure is one of the basic human needs. Insurance helps us do just that, by making sure that we ourselves, the people around us, and our stuff are covered, in case of an emergency, loss, or damage.

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Texas Insurance, Get Help Picking the Right Insurance Coverage

How to Get Help Picking The Best Insurance in Texas

You can get help finding the best insurance in Texas by working with state-licensed and knowledgeable insurance professionals who do the research for you. An insurance agent analyzes your needs and suggests the best and most cost-effective options to fulfill them...

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HELPFUL TIPS FOR FREQUENTLY-ASKED TOPICS

Things you should know about Texas insurance

Insurance Claims in Texas

Filing Insurance Claims in Texas

Insurance claim process follows the Texas regulatory guidelines, based on the type of insurance...

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Texas Insurance, Get Help Picking the Right Insurance Coverage

How To Pay For Insurance in Texas

Payment options for insurance depend on the type of insurance, the insurer, and your credit history...

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Insurance Cancellations in Texas

Canceling insurance coverage in Texas

Texas insurance policies run for a set time: day, week, month, usually a year. During this time frame, you get the benefits of coverage, in the event of an insured loss. However, when you choose to change or cancel the coverage, it is important to know the process of how to cancel insurance.

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Saving Money on Insurance in Texas

How To Save Money on Insurance

The best thing one can do to save money on insurance Texas insurance, by type: Health, Auto, Home, Life, and Commercial.

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VARIETY OF INSURANCE COVERAGES IN TEXAS

Texas offers a wide range of insurance options, fitting a variety of uses:

Other Types of Insurance in Texas

What Other Types of Insurance Are There?

Besides the main staples of the Texas insurance industry, such as Health, Life, Auto, Home, and Commercial, Texas insurance market offers a variety of other types of insurance coverages - to suit the specific needs of individual residents and businesses...

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Warranty vs. Insurance in Texas

Warranty vs. Insurance

Demystifying the difference between warranty and insurance.

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Pet Insurance in Texas

Pet Insurance

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Cell Phone Insurance in Texas

Cellular Phone Insurance

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Ransomware Insurance in Texas

Ransomware Insurance

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Texas Insurance, Personal Umbrella Liability Insurance

Personal Umbrella Liability Policy

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Texas Insurance, Identity Theft Insurance

Identity Theft Insurance

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Travel Insurance

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DeFi Insurance in Texas

DeFi & Crypto Insurance

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Surety Bonds and Insurance

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LINKS TO TRUSTED INSTITUTIONS
Texas Low Help OrgDeFi Insurance in TexasOffice of Public Insurance CouncilTexas Health and Human ServicesTexas Health Institute