An estimated 6,016 private and commercial vehicles call the roads of Goliad County their home. This number accounts for approximately 0.03% of all vehicles registered in the entire state of Texas.
Over 78% of adult drivers in Goliad County commute to work by themself, and nearly three-quarters of those commutes last for over 30 minutes.
It is estimated that 20% of Texas drivers are uninsured and about 1,200 vehicles in Goliad County alone are uninsured.
There are approximately 3,822 homes in Goliad County, most of which are occupied by the owners themselves, at a rate of 80%, and the remaining 20% are rented or available for renters. Similarly, the neighboring counties are mostly composed of owner-occupied homes as well, with Bee County having the lowest owner-occupied rate at 63% and 37% of housing listed for rent. Goliad County’s 80% owner-occupied rate is the highest figure in the region, and it is significantly higher than the Texas average of 62%.
Nearly 1 in 10 housing units in Goliad County experiences housing problems such as overcrowding, issues withplumbing, or issues with the kitchen. In approximately 15% of homes, residents spend more than 50% of their income on housing.
Nearly 4 Thousand housing units in Goliad County need insurance coverage. At a minimum, all owners of these properties should have Homeowners, Condo insurance, and/or Business property insurance (for apartment complexes), to protect the underlying financial investment from possible loss or damage.
Residential property owners in Goliad County obtain Landlord Insurance, which covers the property itself and from the possible liability claims arising from the tenants.
Tenants buy Renters Insurance coverage to protect their belongings from possible damage or loss. Average renters’ insurance is inexpensive and usually covers the tenant from theft and property damages caused by fire, smoke, water, and vandalism. Some landlords in Goliad County may require Renters insurance as a condition of the lease.
For consultation and advice about Homeowners, Renters, Condo, Flood, and other types of insurance in Goliad County, contact a Property & Casualty (P&C) insurance agent licensed in the state of Texas.
In Goliad County, roughly 17% of residents less than 65 years old, including children, lack proper health insurance. This figure is slightly lower than the Texas average of approximately 20.7 percent (in 2021) and the lowest compared to its neighboring counties. DeWitt County, Victoria County, and Karnes County have the highest percentage at par with the majority of Texas at 20%.
More than 1 in 5 adults in Goliad County report problems with health, which means that over 1,200 of its residents are in poor health.
Around 31% of Goliad County residents are considered obese (with a BMI of 30 or more), which is at par with the Texas average of 31.4%. This may be due to the fact that about a quarter of the Goliad county population do not participate in any physical exercises.
Among the neighboring counties, Refugio County reports the lowest obesity rate – at 20% of the residents, while 37% of adults from Victoria County may be considered obese, and this is the highest figure in the region.
At least 1 health insurer in Goliad County offers affordable and frequently subsidized ACA health insurance, on and off the state marketplace.
Despite the fact that health insurance is the most important insurance coverage, about 1 thousand residents of Goliad County do not have proper health insurance coverage.
Depending on their specific needs (both medically and financially) it is easier for Goliad County residents to obtain coverage that fits their needs since Texas is among the states that allow the sale of multiple types of health insurance and supplemental health insurance. Texans can get coverage through Group or Individual Marketplace ACA health insurance, various types of Short-term insurance (up to 3 years in coverage), Hospital Indemnity, Accident & Health, etc.
To substantially lower the cost of insurance for low-income consumers, they should apply for government subsidies if health insurance is not being purchased due to unaffordability.
Short-term health insurance may provide an alternative saving path if you do not have pre-existing conditions. (* Some Texas multi-year short-term health insurance plans may cover certain pre-existing conditions after a year or more of coverage)
Discuss your health insurance needs with a knowledgeable state-licensed Texas health insurance professional with access to a variety of health insurance options available to Goliad County residents.
A Texas health insurance agent: analyzes your needs and restrictions, researches the locally available plans that fit your needs, provides you with the available options of coverage, and explains how the differences between the options affect you once you start using each insurance product. The agent assists you with the application process, and at any time you need to make a change to the policy, or shop for replacement coverage.
The average life expectancy in Texas is 79.2 years old, and for the residents of Goliad County, the average is just a bit higher at 80.2 years old, which is also the highest compared to its neighboring counties.
In the region, Victoria County and Refugio County have the second-longest average at 78.2 year old, and the lowest expected life span is in Bee County, at 75.9 years old.
In 2022, 47% of Americans did not have an active life insurance policy of any type.
Life insurance premiums are based on the age of the insured when the policy begins, among other factors. The younger you are when you get it, the more you save in premiums over the duration of the policy.
Motor vehicle fatalities in Goliad County statistically occur at a rate of 24.59 per 100,000 vehicles on the road: approximately 2 fatal crashes per year.
In 2020, Texas Department of Transportation (TxDoT) reported 57 crashes in Goliad County, with a resultant 4 fatalities. Alcohol is determined as the main factor for the fatal crashes in Goliad County in over 27% of all driving fatalities.
The average price for a funeral in Goliad County is around $7,000, which is higher than the state average of $6,200, and similar to Victoria County’s average funeral cost of about $7,100. Karnes County has the highest average funeral cost of a little over $8,000.
Among all Texas counties, Polk County has the highest average funeral cost at $10,900, while Kenedy and Willacy Counties have the most affordable average, both at around $3,200.
With 46% of Americans dying with savings of less than $10,000, unbearable financial burdens are frequently placed on family and friends. Instead of grieving their loss, the family must concentrate on finding a way to afford the funeral. (Note: If using life insurance as payment for the funeral services, most funeral homes require the policy to be “assignable”)
Besides the burial costs, unsettled accounts and unpaid taxes are sometimes left by the deceased for the family to take care of.
The most frequently used life insurance policies to cover “final expenses” up to $50,000 are: Term Life Insurance and Final Expense Insurance.
Life insurance policies that may provide financial assistance to the bereaved family are the variations of: Term Life Insurance and Cash Value insurance, such as Whole Life insurance, Indexed Universal Life (IUL) insurance, and Final Expense.
To find out more about life insurance options in Goliad County, speak with a state-licensed and experienced life insurance professional who has access to multiple insurers. A knowledgeable agent can provide you with multiple options based on your needs.
The use of a Texas insurance agent typically does NOT incur additional costs to the insured.