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Uvalde County

Driving in Uvalde County

The number of private and commercial vehicles registered in Uvalde County is estimated to be 20,949, accounting for 0.09% of all vehicles registered in Texas.

In Uvalde County, more than 79% of adult drivers travel alone to work, and nearly one-fifth of the population commutes for more than 30 minutes.

In Texas, an estimated 20% of drivers are uninsured, in Uvalde County, there are possibly around 4,000 uninsured vehicles.

Auto Insurance Analysis:

  1. Over 20 thousand automobiles are registered in Uvalde County, all of which require insurance coverage. Private Auto, Commercial Auto, Inland Marine, and other types of insurance may be required depending on the kind of vehicle and its intended purpose. Auto Liability is required for all vehicles on the road in Texas.

  2. Auto insurance such as Uninsured Driver Coverage is important, as 1 out of 5 drivers in Texas are uninsured. The total cost spent on paying both Uninsured and Underinsured Auto Coverages by Texans has reached nearly $900 million annually.

For consultation and advice about auto insurance in Uvalde County, contact a Property & Casualty (P&C) insurance agent licensed in the state of Texas.

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Car Insurance in Texas

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Uvalde County Housing

Uvalde County roughly had 11,331 housing units in 2022. The county's housing market largely consists of owner-occupied homes (73%), which is comparable to the rest of Texas, where most housing units (≈62%) are inhabited by the owners. The same can also be said for the surrounding counties, with Edwards County having the highest percentage at around 86% and Maverick County having the lowest figure at 66% owners and 34% renters.

Almost 16% of the housing units in Uvalde County are in poor condition. High housing costs, overcrowding, a lack of plumbing, and kitchen issues are among the most common issues.

Housing Insurance Analysis:

  1. Over 11 thousand residential units in Uvalde County need insurance coverage. All of these properties should be covered by Homeowners, Condo, or Business Property Insurance, which protects their owners against loss or damage to their investment.

  2. With over 3,000 rented units, landlords usually obtain Landlord Insurance. That will cover the property from possible liability claims by their tenants and their guests.

  3. As for the tenants, they can get Renters Insurance coverage. The purpose of this coverage is to protect your belongings from possible damage or loss while in a rented home. Additionally, this type of insurance will also cover various types of damages (fire, smoke, water, and vandalism) and theft.

For consultation and advice about Homeowners insurance or Renters insurance in Uvalde County, contact a Property & Casualty (P&C) insurance agent licensed in the state of Texas.

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Residential Insurance in Texas

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Uvalde County Health

1 out of every 4 Uvalde County residents under the age of 65 does not have health insurance coverage. Among surrounding counties, Maverick County has the highest adult uninsured rate, with 29% of its adult population without proper coverage, while Medina County has the lowest rate at under 19%. The highest uninsured rate in the state of Texas is in Gaines County, at nearly 36%, while the lowest rate is observed in Loving County at just 11.4%. As of 2021, the average adult uninsured rate in Texas was around 20.7%.

More than 1 in 4 (over 5,600) county residents report problems related to health.

Lack of physical activity is one issue that might contribute to poor health. Over a quarter of Uvalde County citizens do not engage in any form of physical activity.

The obesity rate in Uvalde County is around 36% (with a BMI of 30 or more), which is higher than the Texas average of 31%. When compared to its neighboring counties, Real County reports the lowest obesity rate (20%) while Medina County has the highest obesity rate (37%).

There is only 1 health insurer in Uvalde County that offers affordable and frequently subsidized ACA health insurance, on and off the state marketplace.

Health Insurance Analysis:

  1. Over 5,500 people in Uvalde County do not have health insurance, which is the most crucial insurance that everyone should have.

  2. Overall, Texas citizens have access to a variety of health insurance options, as well as supplemental product coverage. In Uvalde County, health insurance options include Marketplace ACA Health Insurance, Short-Term Insurance (up to 3 years in coverage), Hospital Indemnity, and a variety of others.

  3. For Texans who cannot afford health insurance, the government offers subsidies to help low-income people receive coverage at a considerably reduced cost.

  4. If you do not have pre-existing conditions, Short term insurance may provide an alternative saving path.

For consultation and advice about health insurance in Uvalde County contact a health insurance agent licensed in the state of Texas.

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Health Insurance in Texas

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Uvalde County Mortality and the End of Life Statistics

The average life expectancy in Uvalde County is 77.6 years, which is lower than the Texas average of 79.2 years. Kinney County has the longest life expectancy of 80.6 years, while Zavala County has the shortest at 76 years when compared to surrounding counties.

In 2022, there were almost 4,500 senior citizens (65 years old and older) residing in Uvalde County.

Life Insurance Analysis:

  1. 48% of Americans in 2021 have been recorded as not having any type of active life insurance policy.

  2. Keep in mind that the cost of life insurance is significantly influenced by the age of the insured at the time of application and acceptance. Locking in the premium price at a young age is a way to save the policyholder some money over the term of the policy.

Motor Vehicle Fatalities in Uvalde County

In Uvalde County, motor vehicle fatalities occur at a rate of 17.96 per 100,000 cars on the road. This amounts to an average of 3-4 fatal crashes every year.

The Texas Department of Transportation (TXDoT) recorded 405 total collisions in Uvalde County in 2020, with 4 of them as fatal, resulting in 9 deaths. Around 12% of all driving fatalities in Uvalde County are attributed to alcohol.

Final Expenses – Uvalde County Funeral Home Cost

Funeral expenses in and around Uvalde County vary drastically. The average price of a funeral in Uvalde County is around $5,000, which is less than the state-average of $6,200. Among the neighbors of Uvalde County, Medina County has the highest average funeral cost of around $9,000. In the entire state of Texas, Polk County has the highest average funeral cost of neer $11,000, while Kenedy and Willacy Counties tend to have the lowest average, both at $3,170.

Life Insurance Analysis:

  1. With roughly 46% of Americans dying with less than $10,000 in savings, around 2,000 Uvalde County senior residents may be placing a sudden financial load on both family and friends to cover funeral expenses. Instead of mourning the passing of a family member or a friend, you may have to look for a way to pay.

  2. Aside from the funeral expenses, the departed frequently leave unpaid taxes and other debts for the family to deal with.

  3. When it comes to paying "final expenses" up to $50,000, the most common forms of insurance plans are Term Life Insurance and Final Expense Insurance.

  4. There are variations to the types of insurance policies that can help the people left behind by the deceased by providing them with financial assistance. Such life insurance policies can be variations of Term Life Insurance and Whole Life Insurance.

For consultation and advice about life insurance in Hardin County, contact a knowledgeable life insurance agent licensed in the state of Texas who has access to multiple insurers and plans.

Texas Insurance, Life Insurance, Term Life vs. Cash Value Insurance

Life Insurance in Texas

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