Maverick County
Driving in Maverick County
There are 46,052 automobiles registered in Maverick County, which accounts for ≈0.20% of all vehicles registered in the entire state of Texas.
Almost 82% of adult drivers in Maverick County commute to their workplace alone, and 1 out of 5 of those drivers take at least 30 minutes to get there.
Around 20% of the drivers in Texas don’t have insurance and over 9,200 automobiles in Maverick County alone are uninsured.
Auto Insurance Analysis:
Over 46 thousand vehicles registered in Maverick County need some kind of insurance coverage. Depending on the vehicle type and the way it’s being used, the required insurance may be: Commercial Auto, Auto Liability, Comprehensive Coverage, Commercial Transportation, Private Auto, etc.
Uninsured Driver Coverage is gradually becoming more important with 1 out 5 uninsured Texans getting behind the wheel. Uninsured and Underinsured Auto Coverage cost Texas residents nearly $900 million annually.
For consultation regarding auto insurance in Maverick County, contact a Property & Casualty (P&C) insurance agent licensed in the state of Texas.
Maverick County Housing
Just like most of the counties in Texas, the 18,909 homes located in Maverick County are mostly occupied by the owners themselves. The same can also be said for Maverick County’s neighbors, with Kinney County leading the group with 77% of its housing market occupied by the owners themselves. Webb County, on the other hand, has the lowest owner-occupied rate with just over 62%.
Housing issues, overcrowding, substandard plumbing, or kitchen problems, are the challenges being faced by almost 1 out of 4 homes in Maverick County. In approximately 15% of the housing units, the residents allot more than half of their income to address these issues.
Housing Insurance Analysis:
Almost 19 thousand housing units in Maverick County require insurance coverage. All owners of these properties ought to have at least Homeowners, Condo insurance, and/or Business property insurance (for apartment complexes). Taking out these insurance products will protect the property from potential damage or even loss.
With almost 6,500 housing units in Maverick County listed as rentals, landlords ought to secure a Landlord Insurance policy, which protects both the property and the landlord from possible liability claims arising from the tenants.
Tenants usually get Renters Insurance coverage to secure their belongings from potential damage or loss. An average Renter’s Insurance covers the property from theft and damages caused by water, smoke, fire, and vandalism. The property owners may also require Renters Insurance before putting pen to paper.
For expert advice regarding Homeowners, Renters, Condo, Flood, and other types of insurance in Maverick County, contact a Property & Casualty (P&C) insurance agent licensed in the state of Texas.
A Texas P&C Insurance Agent:
- analyzes what you need and what your restrictions are,
- researches the right plans that will address your needs,
- provides you with the available options of coverage,
- highlights the differences of the options’ effects once you start using each insurance product,
- helps with the application process,
- does not affect your cost of insurance. (agent’s service is usually paid by the insurer)
Maverick County Health
Maverick County has the second-worst health insurance coverage rate among its immediate neighbors, with almost 30% of adults uninsured and 1 out of 10 children not having any type of coverage just like the state average. Among the neighboring counties, Webb County has the worst uninsured rates for both adults and children at 30% and 13% respectively.
The highest uninsured adult rate in the state of Texas is in Gaines County, at nearly 36%, while the lowest rate is observed in Loving County at just 11.4%. As of 2021, the average adult uninsured rate in Texas was around 20.7%.
Around 9 out of 25 adults in Maverick County report issues with their health, which translates to over 14,500 people.
Over 1 out of 4 residents of Maverick County do not engage in any form of physical exercise, which led to Maverick County being at par with the rest of Texas at 31% obesity rate (with BMI of 30 or more). Within Maverick County’s region, Webb County has the highest adult obesity rate at 37%, while Kinney County has the lowest at 23%.
At least one health insurance carrier in Maverick County offers affordable and frequently subsidized ACA health insurance, on and off the state marketplace.
Health Insurance Analysis:
Health insurance is perhaps the most vital insurance coverage and well over 14 thousand residents of Maverick County lack proper coverage.
The sale of multiple types of health insurance and supplemental products is legally allowed in Texas. So securing coverage that fits their specific needs (both medically and financially) is much easier. Texans can take out Group or Marketplace ACA health insurance, Various types of Short-term insurance (up to 3 years in coverage), Hospital Indemnity, Accident & Health, etc.
Low-income families who cannot afford health insurance coverage can apply for government subsidies which will significantly reduce the out-of-pocket cost of coverage.
Short-term insurance is another way to save money if you do not have any pre-existing conditions. (If you have had your policy for a year or more, pre-existing conditions may be covered by some Texas multi-year short-term health insurance.)
Discuss your health insurance needs with an experienced state-licensed Texas health insurance professional to go over your best health insurance options in Maverick County.
A Texas Health Insurance Agent:
- analyzes what you need and what your restrictions are,
- researches the right plans that will address your needs,
- provides you with the available options of coverage,
- highlights the differences of the options’ effects once you start using each insurance product,
- helps with the application process,
- does not affect your cost of insurance. (agent’s service is usually paid by the insurer)
Maverick County Mortality and the End of Life Statistics
The average life expectancy for the residents of Maverick County is 78.5 years old, which is only one year short of the Texas average of 79.2. Kinney and Webb Counties have the highest average lifespan both a little over 80 years old, while Zavala County has the lowest average at 76 years old.
In 2022 there were approximately 6,982 seniors (65 and older) residing in Maverick County.
Life Insurance Facts:
In 2021, 48% of Americans did not own any kind of life insurance coverage.
Young adults believe that they do not need life insurance yet, but getting a life insurance policy as early as possible can save them money. Premiums for life insurance tend to get more expensive as the potential policyholder gets older.
Motor Vehicle Fatalities in Maverick County
Approximately 6 fatal crashes happen on the roads of Maverick County annually, occurring at a rate of 13.87 per 100,000 vehicles on the road.
Back in 2020, the Texas Department of Transportation (TxDoT) reported 794 crashes in Maverick County, which led to 3 fatalities. Almost 16% of fatal car crashes in Maverick County involved alcohol.
Final Expenses – Maverick County Funeral Home Cost
A typical funeral in Texas can cost anywhere between $5,000 and $12,000, covering basic service fees, transportation, casket, embalming, viewing, and burial. The average cost of a funeral in Maverick County is around $4,700, which is the second cheapest in the region. Within the neighboring counties, Zavala County has the lowest average at $4,100, while Dimmit County reportedly has the most expensive average at over $7,000, well over the state average of $6,200.
Life Insurance Analysis:
With 46% of Americans dying with savings of less than $10,000, over 3 thousand Maverick County senior residents could be placing the unnecessary and frequently unbearable financial burden on family and friends. Instead of mourning their loved one’s passing, they will have to focus on figuring out how to pay for the funeral. (Note: If using life insurance as payment for the funeral services, most funeral homes require the policy to be “assignable”)
On top of burial expenses, the deceased could leave unpaid taxes and unsettled debts, which adds to the mourning family’s woes.
Term Life Insurance and Final Expense Insurance are the most common life insurance policy types to cover "final expenses" up to $50,000.
There are different kinds of insurance policies that can help the bereaved family through financial assistance. Such life insurance policies can be variations of Term Life Insurance and Permanent Life Insurance.
Reach out to an experienced life insurance agent licensed in the state of Texas to get advice regarding life insurance in Maverick County and help lighten the load for your family.
The use of a Texas insurance agent typically does NOT incur additional costs to the insured.
