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Crockett County

Driving in Crockett County

Crockett County has a total of 2,759 vehicles registered for commercial and private use.

Over 79% of adult drivers commute to work daily in Crockett County, with less than half of those commutes lasting for over 30 minutes.

Over 20% of vehicles in Texas are considered uninsured, which means that over 500 vehicles could be either uninsured or underinsured in Crockett County.

Liability coverage protects you against property damage and/or bodily injury caused by an accident in which you are at fault. Most states require this coverage in order for you to lawfully operate your vehicle. Liability insurance is divided into two components: property damage and bodily injury.

Auto Insurance Analysis:

  1. Over 2,700 vehicles registered in Crockett County need some type of insurance coverage. Depending on the type of vehicle and its intended usage, the insurance required may include Comprehensive Auto, Collision Coverage, Gap Coverage, Non-Owner Car Insurance, Ride-Sharing Coverage, Private Auto, etc.

  2. Increased daily travel times can result in an increase in vehicle insurance costs, as they increase the amount of time spent on the road by a driver. The more time a driver spends on the road, the greater his or her risk of being involved in a vehicle accident. To summarize, the level of risk has an impact on the cost of auto insurance.

  3. With 1 out 5 drivers uninsured in Texas, Uninsured Driver Coverage becomes increasingly important. Texans spend nearly $900 million annually to pay for Uninsured and Underinsured Auto Coverage.

To discuss auto insurance in Crockett County, call a Texas-licensed Property & Casualty (P&C) insurance agent.

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Car Insurance in Texas

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Crockett County Housing

There are an estimated 1,897 housing units in Crockett County, with more than half of them occupied by Homeowners rather than Renters. Around 74% of all housing units are owned by homeowners and 26% for rentals, which is much heavier on the side of the owners, compared with the Texas average split of 62/38

The neighboring counties are also predominantly composed of homeowners, with Terrell County topping the list with a homeownership percentage at 93%. Val Verde County, on the other hand, has nearly 64% of homeowners, which is the lowest in the area, with over 36% of housing offered for rent.

Almost 1 in 6 dwelling units in Crockett County has housing issues such as overcrowding, a lack of plumbing, and/or substandard cooking conditions.

Housing Insurance Analysis:

  1. Crockett County's approximate 2,000 dwelling units should be insured. To safeguard the owner's property against loss or damage, all housing units should be insured with a homeowner's policy (Homeowners or Condo) or Business property insurance (for apartment complexes).

  2. With almost 500 of Crockett County's dwelling units being rented, property owners need to cover them with Landlord Insurance. Landlord's insurance protects the property and its owner against liability claims from the tenants.

  3. Tenants typically get Renters Insurance to protect their personal property from potential damage or loss. The standard Renter's Insurance policy protects the property against theft and damage caused by fire, smoke, and vandalism. Additionally, landlords may request Renter's insurance as a condition of leasing.

Contact a Property & Casualty insurance agent licensed in the state of Texas for consultation and advice on Homeowners insurance or Renters insurance in Crockett County.

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Residential Insurance in Texas

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Crockett County Health

The average adult uninsured rate in Texas in 2022 and 2021 was around 20%. Crockett County's health insurance rates are slightly higher than the state average. More than 1 out of 5 adults and 13% of all children lack health insurance. Among its neighboring counties, Schleicher and Pecos County both have the highest uninsured percentage in the area with almost 25%, while Upton County and Sutton County are both on par with Crockett county when it comes to residents without health insurance, with an uninsured rate of 21%. Irion County, on the other hand, has the lowest uninsured rate at 14%.

24% of the Crockett County population does not engage in any form of physical activity.

Around 30% of Crockett County residents are classified as obese (BMI 30 or above), which is lower than the state average of 31.4%. Among the neighboring counties, Terrell and Crane counties both report having the lowest obesity rates – at 20% of residents – whereas Pecos has over 39% of adults classified as obese.

At least 3 health insurers in Crockett County offer affordable and frequently subsidized ACA health insurance, on and off the state marketplace.

Health Insurance Analysis:

  1. Health insurance is the most critical sort of insurance, yet over 600 Crockett County residents lack coverage.

  2. Texas is one of the states in the US that offers a larger variety of health insurance and supplemental product options, which make Texas healthcare more accessible: ACA-compliant Group and Individual marketplace health insurance, Various types of Short-term insurance (up to 3 years in coverage), Hospital Indemnity, Accident & Health, etc.

  3. If low-income consumers are unable to obtain health insurance owing to financial constraints, they are recommended to apply for government subsidies, which can significantly reduce the cost of insurance.

  4. If you do not have any pre-existing conditions, Short Term Insurance may be a viable option for saving. (* Some Texas multi-year short-term health insurance plans may cover certain pre-existing conditions after a year or more of coverage).

If you need consultation and information regarding health insurance in Crockett County, contact a Texas-licensed health insurance agent.

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Health Insurance in Texas

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Crockett County Mortality and the End of Life Statistics

Crockett County residents have an average life expectancy of roughly 74 years old, which is lower than the Texas state average of 79.2 years. Among the neighboring counties, Sutton County reports a longer life span of 83 years old, adding 9 years on top of Crockett County. By contrast, Presidio county has the greatest average life expectancy in Texas, at 88.8 years. Donley County has the shortest life expectancy, at 72.8 years.

About 620 senior citizens (65 and older) resided in Crockett County in 2022.

Life Insurance Facts:

  1. In 2021, 48% of Americans did not have an active life insurance policy of any type.

  2. Because life insurance premiums are calculated depending on the insured's age at the time of the policy's inception, acquiring it when you're younger will save you money in the long run.

Motor Vehicle Fatalities in Crockett County

In 2020 the Texas Department of Transportation (TxDoT), reported 123 collisions in Crockett County, resulting in 10 fatalities. On average, 1 out of 10 fatal crashes in Crockett County is attributed to alcohol.

Final Expenses - Crockett County Funeral Home Cost

Across Texas, the average traditional funeral costs between $5,000 to $12,000, including basic service fees, the coffin, embalming, transportation, viewing, and burial. The average funeral in Texas costs $6,200, whereas the typical funeral in Crockett county costs roughly $7,000. Among Crockett County's neighbors, Irion County has the highest average funeral cost, of nearly $8,000, while Upton County funeral homes cost nearly half that amount, or much closer to the state average.

Life Insurance Analysis:

  1. Around 46% of Americans die with less than $10,000 in life savings, which implies that over 280 seniors in Crockett County may be unnecessarily burdening their family and friends with basic funeral costs. For instance, rather than lamenting the loss of a loved one, the family must seek a means of payment.

  2. Apart from the burial costs, the deceased may have left behind taxes and debts for the family to deal with.

  3. The most frequently utilized life insurance policies that cover “final expenses” up to $50,000 are Term Life Insurance and Final Expense Insurance.

  4. The most commonly used life insurance policies that allow leaving money to the family are Term Life Insurance and Whole Life Insurance, especially Indexed Universal Life (IUL) Insurance and Final Expenses.

Speak with a licensed Texas insurance professional about life insurance options in Crockett County.

Texas Insurance, Life Insurance, Term Life vs. Cash Value Insurance

Life Insurance in Texas

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