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Angelina County

Driving in Angelina County

Angelina County's roads are home to an estimated 67,405 private and commercial vehicles. This figure represents approximately 0.3% of all vehicles registered in the state of Texas.

Over 80% of adult drivers in Angelina County commute alone to work, with less than a quarter of those commutes lasting more than 30 minutes.

Approximately 20% of Texas drivers are uninsured, with an estimated 13,000 vehicles being uninsured in Angelina County alone.

Auto Insurance Analysis:

  1. Angelina County’s over 67 thousand registered vehicles that require insurance coverage. Depending on the type of vehicle and its intended use, the following insurance may be required: Private Auto, Commercial Auto, Auto Liability, Commercial Inland Marine, and so on.

  2. Because everyone drives separately, there are more vehicles on the road, which increases the likelihood of a collision. This usually raises premiums.

  3. A longer commute raises the cost of auto insurance because it increases the amount of time a driver spends on the road and the likelihood of being involved in a car accident.

  4. With 1 out of every 5 drivers in Texas being uninsured, Uninsured Driver Coverage is becoming increasingly important. Uninsured and underinsured motorist coverage costs Texans nearly $900 million per year.

Contact a Property & Casualty (P&C) insurance agent licensed in Texas for a free consultation and advice on auto insurance in Angelina County.

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Car Insurance in Texas

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Angelina County Housing

Just like the rest of Texas, where most homes are owner-occupied, Angelina County's 37,936 housing unit market is split between homeowners (66%) and renters (34%). The surrounding counties are mostly made up of owner-occupied homes, with Tyler County leading the way with nearly 84% homeownership, and Nacogdoches County closing in last, with just 56% of homes occupied by the homeowners.

About 17% of housing units in Angelina County are reportedly experiencing severe housing problems as a result of high housing costs, congestion, a lack of plumbing, or kitchen issues.

Housing Insurance Analysis:

  1. Angelina County has almost 38 thousand housing units that require insurance coverage. At the very least, all of them should have Homeowner coverage to protect the property's owners from loss or damage.

  2. With almost 13 thousand rental units in Angelina County, landlords are advised to acquire Landlord Insurance, which covers the property as well as potential liability claims from tenants.

  3. Tenants should obtain Renters Insurance to protect their possessions from potential loss or damage. Renters' insurance typically protects tenants' belongings from theft and damage caused by fire, smoke, water, and vandalism. Some Angelina County property owners may require Renter's insurance as a condition of the lease.

Contact a Property & Casualty (P&C) insurance agent licensed in the state of Texas for consultation and advice about “Housing Insurance (“Homeowners and Renters”)" in Angelina County.

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Residential Insurance in Texas

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Angelina County Health

Angelina County is one of the worst-rated counties among its neighbors, based on its portion of residents without health insurance coverage. In Angelina County, more than 1 out of 5 adults and approximately 12% of all children do not have health insurance. Polk County has the highest adult uninsured rate among the neighboring counties at 23%, while Jasper County has the lowest, with less than 18% of adults uninsured. Gaines County has the highest uninsured adult rate in Texas, at nearly 36%, while Loving County has the lowest rate, at 11.4%. The average adult uninsured rate in Texas was around 20.7% in 2021.

Nearly 1 in 4 adults in Angelina County has a health problem. That is almost 16,000 people.

Over 33% of Angelina County residents do not engage in physical activity.

Almost 40% of Angelina County residents are considered obese (with BMI 30 or more), which is higher than the Texas average of just over 31%. Trinity County has the lowest obesity rate among neighboring counties, with less than 25% of the residents, while Jasper, Tyler and Cherokee Counties all have more than 40% of adults who are considered obese.

At least 1 health insurer in Angelina County offers affordable and frequently subsidized ACA health insurance, on and off the state marketplace.

Health Insurance Analysis:

  1. Health insurance is the most important type of insurance, and almost 16,000 Angelina County residents do not have it.

  2. Texas is one of the states that allows multiple types of health insurance and supplemental products, making it easier for residents to obtain coverage: Marketplace ACA health insurance, various types of short-term insurance (up to three years in coverage), hospital indemnity, accident and health, and so on.

  3. If health insurance is not obtained due to high cost, low-income residents should apply for government subsidies, which can significantly reduce the cost of insurance. If you do not have any pre-existing conditions, short-term insurance may be an option for you.

Contact a health insurance agent licensed in the state of Texas for consultation and advice about health insurance in Angelina County.

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Health Insurance in Texas

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Angelina County Mortality and the End of Life Statistics

Angelina County residents have a life expectancy of around 76.3 years, which is lower than Texas' average of 79.2. Nacogdoches County has the longest life expectancy among neighboring counties, adding almost a year on top of Angelina County. Presidio County has the highest life expectancy in the state of Texas, at 88.8, while Donley County has the lowest, at 72.8 years old.
In 2022, Angelina County's senior population was estimated at more than 14,000 people, aged 65 and older.

Life Insurance Facts:

  1. In 2021, 48% of Americans did not have any type of active life insurance policy.
  2. Life insurance premiums are calculated based on the insured's age at the start of the policy. The younger you are when you purchase it, the less you will pay in premiums over the life of the policy.

Motor Vehicle Fatalities in Angelina County

In Angelina County, motor vehicle fatalities occur at an average rate of 19.58 per 100,000 vehicles on the road. This equates to more than 13 fatalities per year.
In 2020, Angelina County reported 10 crashes, with a resultant 10 fatalities. Alcohol is determined to be the primary cause of fatal crashes in Angelina County in more than 18% of all driving fatalities.

Final Expenses – Angelina County Funeral Home Cost

Funeral costs in and around Angelina County vary greatly. The average funeral cost in Angelina County is reported to be more than $7,000, making it the second most expensive in the surrounding area. Polk County has the highest average funeral cost of more than $10,000, while Cherokee County funeral homes may be found for nearly half of this price.

Life Insurance Analysis:

  1. With 46% of Americans dying with less than $10,000 in assets, the expense of a simple funeral can be an issue, putting an unwanted and often terrible strain on family and friends. Rather than grieving their loss, the family must focus on figuring out how to pay.
  2. Aside from the costs of burial, the departed frequently leave behind taxes and other debts for the family to deal with.
  3. Term Life Insurance and Final Expense Insurance are the most commonly utilized life insurance policies to cover "final expenses" up to $50,000.
  4. Variations of Term Life Insurance and Whole Life Insurance, particularly Indexed Universal Life (IUL) insurance and Final Expense insurance, are the most often utilized life insurance products to leave money to the family.
    Contact a life insurance agent licensed in the state of Texas for consultation and advice about life insurance in Angelina County.
Texas Insurance, Life Insurance, Term Life vs. Cash Value Insurance

Life Insurance in Texas

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