A total of 14,080 private and commercial vehicles are estimated to be frequently on the roads of and registered in Young County. This number represents around 0.06% of all automobiles registered in Texas.
In Young County, about 82% of adult drivers travel alone, and just about a quarter of those trips take more than 30 minutes.
With 20% of Texas drivers uninsured, approximately 3,000 uninsured or underinsured vehicles could possibly be found in Young County alone.
The majority of homes in Texas are owner-occupied (about 62%), and Young County's housing market, with over 8,735 units, follows suit with a 76% owner-occupied rate. Among its neighbors, Archer County leads the way with 84% of the housing properties inhabited by the owners, while Palo Pinto County and Throckmorton County have the lowest figures, both at 73%.
According to statistics, at least 10% of the housing units in Young County are experiencing major housing issues as a result of high housing costs, congestion, a lack of plumbing, or kitchen issues. In approximately 15% of homes, residents spend more than 50% of their income on housing.
In Young County, there are nearly 9,000 housing units that require insurance coverage. They should all, at the very least, carry Homeowner's Coverage to protect the property's owners from loss or damage.
With over 2,000 rental units, landlords in Young County are generally advised to secure Landlord Insurance, which covers both the property and any liability claims from renters.
Renters purchase Renters Insurance to safeguard their property from probable damage or loss. Theft and damage caused by fire, smoke, water, and vandalism are frequently covered by renters' insurance. Some Young County landlords may require renters insurance as a condition of the lease.
For consultation and advice about Homeowners insurance or Renters insurance in Young County, contact a Property & Casualty (P&C) insurance agent licensed in the state of Texas.
In terms of health insurance coverage, 24% of adults do not have proper health insurance coverage in Young Count - a higher rate than the Texas average of 21%. In addition, around 14% of all children in Young County also do not have proper health insurance coverage.
Looking at the neighbors, Jack County has the highest adult uninsured rate among the neighboring counties, at nearly 25%, while Archer County has the lowest at 20%. Meanwhile, Young County, Stephens County, and Throckmorton County are all tied in second place with around 24%.
Gaines County, for example, has the highest number of uninsured persons in Texas, at over 36%, while Loving County has the lowest rate, at 11.4%.
In Young County, more than 21% (≈2,900) of adults have a health problem. Furthermore, 35% of people in Young County are not physically active on a daily basis.
Obesity is prevalent in Young County, with over 36% of residents having a BMI of 30 or more, which is higher than the Texas average of roughly 31%. With around 24% of its population that is obese, Throckmorton County has the lowest obesity rate among adjacent counties. Palo Pinto County, on the other hand, has the highest obesity rate, with around 41% of the population.
At least 1 health insurer in Young County offers affordable and regularly subsidized ACA health insurance both on and off the state marketplace.
More than 3,000 Young County residents do not have proper health insurance coverage, despite the fact that this is the most important type of insurance.
Texas is one of the states that allows the purchasing of multiple health insurance and supplemental products, such as Marketplace ACA health insurance, several forms of Short-term Insurance (up to three years in coverage), Hospital Indemnity, Accident and Health, and so on.
If low-income residents cannot afford health insurance, they should seek government subsidies, which can significantly reduce the cost of coverage.
If you don't have any pre-existing problems, short-term insurance may be a money-saving option for you. (Note: After a year of coverage, short-term insurance may cover some pre-existing illnesses.)
For consultation and advice about health insurance in Young County contact a health insurance agent licensed in the state of Texas.
Young County has a life expectancy of 74.9 years, which is lower than the Texas average of 79.2. Comparing the neighboring counties, Archer County has the greatest life expectancy, adding at least five years to Young County's figure, followed by Palo Pinto County at 76.6 years.
Presidio County has the highest life expectancy in Texas, at 88.8 years, while Donley County has the lowest, at 72.8 years.
In 2022, the senior population in Young County was roughly 3,700.
In 2022, 47% of Americans lacked any type of current life insurance.
Life insurance premiums are calculated based on the insured's age at the start of the policy. The younger you are when you purchase it, the cheaper your rates will be during the course of the policy.
Motor vehicle deaths occur at a rate of 23.59 per 100,000 vehicles on the road in Young County, or around 4 fatal incidents each year.
The family and friends of deceased Young County residents spend approximately $6,600 for a traditional funeral — this is also true for Archer County. In the region, Palo Pinto County has the most expensive estimate at $7,100, while Throckmorton County has the lowest at $6,300 — almost at par with the Texas average of $6,200.
In the entire state of Texas, Polk County has the highest average funeral cost at $10,900, while Kenedy and Willacy Counties have the most affordable average, both at around $3,200.
With 46% of Americans dying with savings of less than $10,000, Young County senior residents could be placing the unnecessary and frequently unbearable financial burden on family and friends. Instead of grieving their loss, the family must concentrate on finding a way to pay. (Note: If using life insurance as payment for the funeral services, most funeral homes require the policy to be “assignable”)
Besides the burial costs, the deceased frequently leave taxes and other debt behind for the family to take care of.
The most frequently used life insurance policies to cover “final expenses” up to $50,000 are: Term Life Insurance and Final Expense Insurance (FE).
The most commonly used life insurance policies to leave money to the family are the variations of: Term Life Insurance and Cash Value insurance, such as Whole Life insurance, multiple types of Universal Life insurance, and Final Expense (FE).
To find out more about life insurance options in Young County, speak with a state-licensed and experienced life insurance professional who has access to multiple insurers for comparison.