There are approximately 1,151 private and commercial vehicles on Briscoe County roads. This figure represents less than 1 in every 20,000 registered vehicles in Texas.
More than 74% of adult Briscoe County drivers drive alone to work, and more than a quarter of those trips take more than 30 minutes.
Uninsured drivers account for approximately 20% of Texas drivers, with approximately 230 uninsured vehicles in Briscoe County alone.
Briscoe County requires insurance on over a thousand registered vehicles. Depending on the type of vehicle and its intended use, the following insurance policies may be required: Private Auto, Commercial Auto, Auto Liability, Commercial Transportation Inland Marine, and so on.
A longer commute raises the cost of auto insurance because it lengthens the amount of time a driver spends on the road and increases the likelihood of being involved in a car accident.
In Texas, where one out of every five drivers is uninsured, uninsured driver coverage is becoming increasingly important. In Texas, the annual cost of uninsured and underinsured motorist coverage is nearly $900 million.
For consultation and advice about auto insurance in Briscoe County, contact a Property & Casualty (P&C) insurance agent licensed in the state of Texas.
Briscoe County's 958 housing unit market is divided, with more than two-thirds of residents being homeowners and less than one-third being renters, similar to the rest of Texas, where the majority of homes are owner-occupied. The surrounding counties are mostly made up of owner-occupied homes, with Armstrong County leading the way with nearly 88 percent homeownership and Hall County trailing close behind with only 65 percent.
Briscoe County experiences housing issues as a result of high housing costs, congestion, a lack of plumbing, or kitchen issues in nearly one out of every ten housing units.
Briscoe County has nearly a thousand housing units that require insurance coverage. At the very least, they should all have Homeowners or Condo insurance to protect the property's owners from loss or damage.
Landlords in Briscoe County with nearly 300 rental units should obtain Landlord Insurance, which covers both the property and potential liability claims from tenants.
Tenants should obtain Renters Insurance to protect their belongings from potential damage or loss. Renters' insurance usually protects tenants' belongings from theft and damage caused by fire, smoke, water, and vandalism. Some Briscoe County landlords may require renters insurance as a condition of the lease.
Contact a Property & Casualty (P&C) insurance agent licensed in the state of Texas for a consultation and advice about Homeowners insurance or Renters insurance in Briscoe County.
In Briscoe County, nearly one out of every four adults and roughly 20% of all children do not have health insurance. Among neighboring counties, Hall County has the highest adult uninsured rate, at around 30%, while Armstrong County has the lowest, at only 18%. In comparison, Gaines County has the highest rate of uninsured adults in Texas, nearly 36%, while Loving County has the lowest, 11%. In Texas, the average adult uninsured rate is expected to be around 20% in 2021.
More than one out of every four adults in Briscoe County has a health problem.
More than one-quarter of Briscoe County residents are not physically active on a daily basis.
Around 26% of Briscoe County residents are obese (BMI of 30 or higher), which is lower than the Texas average of around 31%. Swisher County has the lowest obesity rate among neighboring counties, with roughly 20% of its residents obese. Donley and Floyd Counties, on the other hand, have the same obesity rate of around 31%.
Briscoe County has at least two health insurers that provide affordable and frequently subsidized ACA health insurance both on and off the state marketplace.
Health insurance is the most important type of insurance, and nearly 300 Briscoe County residents do not have it.
Texas is one of the states that allows a variety of health insurance and supplemental products, making it easier for residents to obtain coverage: Marketplace ACA health insurance, various types of short-term insurance (up to three years in coverage), hospital indemnity, accident and health, and so on.
If low-income residents do not purchase health insurance due to cost, they should apply for government subsidies, which can significantly reduce the cost of health insurance coverage. Short-term insurance may be an option for you if you do not have any pre-existing conditions. (Note: After a year of coverage, short-term insurance may cover some pre-existing conditions.)
Contact a health insurance agent licensed in the state of Texas for a free consultation and advice about health insurance in Briscoe County.
The average life expectancy in Briscoe County is 76.4 years, which is lower than the Texas average of 79.2 years. In terms of the counties surrounding it, Armstrong County has the highest life expectancy in the state, with a life expectancy of 78.8 years old. Donley County has the lowest life expectancy, with a life expectancy of 72.8 years old.
Presidio County has the highest life expectancy in Texas, at 88.8 years old, while Donley County has the lowest, at 72.8 years old.
Briscoe County's senior population was estimated to be nearly 400 people aged 65 and older in 2022.
In 2021, 48% of Americans lacked any type of active life insurance policy.
The premiums for life insurance are calculated based on the insured's age at the start of the policy. The younger you are when you buy it, the lower your premiums will be over the course of the policy.
Alcohol has been identified as the primary cause of fatal crashes in Briscoe County, accounting for roughly one-third of all driving fatalities. The Texas Department of Transportation (TxDoT) reported 13 crashes in 2020, with no fatalities as a result.
In and around Briscoe County, funeral services can be quite expensive. Briscoe County has one of the highest funeral costs in the surrounding counties, with an average cost of more than $8,000. While funeral costs in Armstrong is $8,000 making it the second highest among the surrounding areas, Donley and Hall Counties are tied at nearly $8,000.
With 46% of Americans dying with less than $10,000 in savings, the basic funeral cost can be a burden on family and friends, putting an unnecessary and often unbearable burden on them. Rather than focusing on their loss, the family must concentrate on finding a way to pay.
In addition to burial costs, the deceased frequently leave behind taxes and other debts for the family to deal with.
The most common life insurance policies used to cover "final expenses" up to $50,000 are term life insurance and final expense insurance.
The most commonly used life insurance products to leave money to the family are variations of Term Life Insurance and Whole Life Insurance, particularly Indexed Universal Life (IUL) insurance and Final Expense insurance.
For a consultation and advice on life insurance in Briscoe County, contact a life insurance agent licensed in the state of Texas.