Over 205,000 of adult drivers in Brazoria County commute to work daily, with more than half of those commutes lasting for over 30 minutes.
More than 20% of Texas vehicles are uninsured, so there could be more than 60,000 uninsured and underinsured vehicles in Brazoria County alone.
More than 300,000 vehicles in Brazoria County are required to have insurance coverage. The mandated insurance may be for **Private Auto, Commercial *or* Farm Auto, Auto Liability, Commercial Inland Marine**, etc. - depending on the type of the vehicle and its use.
Longer daily commutes can lead to an increase of cost for auto insurance, because it escalates the amount of time a driver spends on the road. More exposure to the road increases the likelihood for a possible vehicular accident.
In Texas, 1 out of 5 of the drivers are uninsured or underinsured, which makes the Uninsured Driver Coverage almost a necessity. Annually, Texans spent over $900 million to pay for Uninsured and Underinsured Auto coverages.
If you have questions or need advice regarding Auto insurance in Brazoria County, contact a Property & Casualty insurance agent licensed in the state of Texas.
Brazoria County has approximately 152,695 housing units with most of them occupied by owners, rather than renters. Owners reside in their homes in 72% of cases. The neighboring counties largely consist of homes occupied by owners as well, with Fort Bend County leading with a rate of over 77%. Harris county, on the other hand, has the fewest live-in home owners in the area, with over 45% of housing being offered for rent.
Nearly 1 in 10 housing units in Brazoria County is reportedly experiencing overcrowding, lack of plumbing and/or poor kitchen conditions.
Almost 153,000 housing units in Brazoria County need insurance coverage. To protect the owners property from loss or damage, all of them should be covered by Homeowner’s insurance.
With an estimated 42,000 housing units in Brazoria County as rentals, landlords are advised to have the Landlord Insurance, which covers the property and the potential liability of the tenants.
Tenants usually get Renters Insurance coverage to secure their belongings from potential damage or loss. An average Renter’s Insurance covers the property from theft and damages caused by water, smoke, fire and vandalism. The landlords may also require the Renters Insurance as a condition for lease.
Brazoria county’s proximity to the Gulf of Mexico places it among the top candidates to be damaged by a stray hurricane. In addition to being prepared and knowing what to do in case of a hurricane, Brazoria county residents must understand how this risk influences their home insurance coverage.
For consultation and advice regarding Homeowners insurance or Renters insurance in Brazoria County, contact a Property & Casualty insurance agent licensed in the state of Texas.
Brazoria County is one of the best rated counties in Texas in terms of residents with health insurance. An estimated 16% of adults under the age of 65 including the children do not have health insurance coverage, which is almost 5% lower than the 20.7% state average, reported in 2021. Among its peer counties, Wharton County has the highest uninsured rate, at almost 26%, Fort Bend has the lowest uninsured rate at around 15%. The highest uninsured adult rate in the state of Texas is in Gaines County, at nearly 36%, and the lowest goes for Loving County, at around 11%.
Roughly 1 out of 7 adults (over 50,000 people) in Brazoria County report problems with health. ⅓ of the population does not engage in frequent physical exercise activities, resulting in a 32% (over 91,000 residents) obesity rate, which is on par with the Texas average of around 31%. Among the neighbors, Wharton and Matagorda counties report the highest obesity rates, both landing at around 37%. Fort Bend is reported to have the lowest adult obesity rate at just around 26% of its total adult population.
At least 3 health insurers in Brazoria County offer affordable and frequently subsidised ACA health insurance, on and off the state marketplace.
Health insurance is one of the most important insurance types, and more than 55,000 people in Brazoria don't have this coverage.
Texas is one of the states in the US that allows multiple types of health insurance and supplemental products, which makes it easier for the residents to get the coverage through: Marketplace ACA health insurance, Various types of Short-term insurance (up to 3 years in coverage), Hospital indemnity, Accident & Health, etc.
If health insurance can’t be obtained due to a high cost, low income residents are recommended to apply for government subsidies, which can significantly lower the cost of insurance. Short term insurance can be an alternative way if you do not have any pre-existing conditions (Note: some multi-year short-term Texas plans may cover selective pre-existing conditions after a full year of coverage) .
For consultation and advice regarding health insurance in Brazoria County, contact a health insurance agent licensed in the state of Texas.
Life expectancy for the residents of Brazoria County is around 79.4 years old, which is slightly higher than the Texas average of 79.2 years old. Among the neighboring counties, Fort Bend County shows longer life spans, adding more than 3 years on top of Brazoria County, with an average life expectancy of 83 years old.
Comparatively, Presidio county has the highest life expectancy in the state of Texas, with an average lifespan of 88.8 years old. The lowest life span is recorded in Donley County, at 72.8 years old.
As of 2022, Brazoria County has an estimated 47,000 senior (65 and older) residents on record.
Approximately 40 fatal crashes happen on the roads of Brazoria County annually, occuring at a rate of 13.49 per 100,000 vehicles on the road.
In 2020, Department of Transportation (TxDoT) in Brazoria County reported 41 crashes, with a resultant 44 fatalities. Alcohol is determined to be a factor in over 33% of all driving fatalities in the county.
A traditional funeral in Texas can cost anywhere between $5,000 and $12,000, covering basic service fees, transportation, casket, embalming, viewing, and burial. The average cost of a funeral in Texas is around $6,200, which is similar to the average service of Brazoria county - at $6,300.
Among the neighbors, Wharton County funeral homes tend to offer the most budget-friendly services, starting from around $5,300, while Harris County tends to be the highests, with an average of over $8,200.
About 46% of Americans die with life savings of less than $10,000, which means that over 20,000 of Brazoria county seniors could be putting unnecessary burden of the basic funeral cost on their family and friends. So, instead of grieving their loss, the family must prioritize finding a way to pay.
Beside the burial cost, the deceased may also leave other debts and taxes for the family to take care of.
The most commonly used life insurance policies that cover “final expenses” up to $50,000 are Term Life Insurance and Final Expense Insurance.
The most frequently utilized life insurance policies to leave money to the family are: Term Life Insurance and Whole Life Insurance, especially Indexed Universal Life (IUL) Insurance and Final Expense.
For a consultation and advice regarding life insurance in Brazoria County, contact a life insurance agent licensed in the state of Texas.