Making Changes to Medigap Insurance in Texas

Your health needs or situation are subject to change. Thus, you might need to update your insurer about those changes. Or your plan may no longer be good enough to handle your health needs. You can make changes to your Medigap plan or switch your Medigap plan for different reasons, including:

• You are paying for benefits you do not need.

• You need more benefits.

• Your out-of-pocket costs are too high

• You want to change your insurance company.

• You want a policy that costs less.

• You experienced a life-changing event

• You want to change or update your information under your plan

If you want to make changes to your plan, you should contact your insurance provider and inform them about the changes that you want to make.

If you want to switch your plan, you should first determine what plan will cover your present health needs. Then you have to cancel your current plan by contacting your insurance provider. The date of cancellation should be the day when your new plan will start.

Speak to a licensed health insurance agent in Texas to help you make changes to your plan or switch your plan.

Can I Make Changes to the Coverage of Medigap Insurance Policy?

Yes. You can make changes to your coverage by contacting your insurance company. If you intend to change your plan, you must also contact your insurance company.

What Can Be Changed in Medigap Insurance?

There are a few things that you can change in your active Texas Medigap plan. You can change your personal information, like your name, date of birth, Social Security number, and address. You may also be able to change the type of standardized plan you have. You can change your emergency contact list.

How Can I Make Changes to an Active Medigap Insurance Policy?

To make the changes in your Medigap policy, you have two options:

• Contact your insurance company yourself and inform them of the changes you want to make to your policy. They will tell you how to submit a request to that effect.

• Contact an experienced health insurance agent licensed in Texas to help you with effecting the Medigap policy change. Your agent can:

  • Go over the changes that you are trying to make, to help you understand how such changes will affect your coverage,

  • Research alternative options based on your newly changing needs, and

  • Provide those options to you. If no better solutions are found, the agent can

  • Assist with communication with the current insurer to make sure that the changes are properly documented.

What Can Be Changed in Medigap Insurance Without Your Consent?

Neither your insurance provider, nor anyone else but you, cannot change anything in your Medigap insurance without your consent.