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How to Make Changes to Parked Car Insurance Coverage in Texas?

Making Changes to Parked Car Insurance in Texas

You can make changes to your Texas Parked Car insurance policy anytime. To change your insurance policy, contact your insurer via phone, mail, or online on their website. Alternatively, you can visit your insurer’s office in person to make the necessary changes. You can make changes to your insurance policy’s coverage limits or deductibles. However, the changes must fulfill all the requirements specified by your parked insurance provider.

Note that each insurance company has varying requirements that you must meet when making relevant changes to your policy. Always read your policy properly and ask questions from your agent when you don't understand.

What Can Be Changed in the Parked Car Insurance Policy?

The most common items that be changed in the parked car insurance are:

Vehicle details - anything that can assist in placing a correct value and therefore enough coverage on the vehicle, such as:

  • Condition

  • Mileage

  • Modifications and upgrades.

The value should be reassessed annually, especially on collectible vehicles.

Storage details - let the insurer know if the location of the storage changes, or if additional security features (such as the CCTV and alarms) are added or removed.

Change of Status - if the vehicle is taken out of storage, make sure to update the coverage. To be driven legally on public roads in Texas, a vehicle must at the very least have liability coverage.

Consult with a knowledgeable state-licensed property insurance professional prior to making any changes that may affect your parked car coverage.